Best Student Bank Accounts in 2023

How to Choose a Bank Account for Students:

Here are a few things students need to consider when choosing a bank.

1. Savings

2. Cashback rewards

3. Overdraft fees

4. Accessibility

5. Features

Best accounts:

1) SoFi Checking and Savings:

SoFi has one of the best offers for anyone. Some of the benefits included are;

• No account fees

• High-Interest rates ( 4.50% APY)

• No overdraft fees

• Up to 15% cash back at local businesses

• FDIC insured

• Relatively easy ATM access

2) Discover Checking and Savings:

Discover has one of the best cash-back checking and savings available today. The only downside is limited branch access. However, the top benefits of these accounts include;

• No overdraft or monthly fees

• About 1% cashback in debit purchases

• Mid-to-High interest rates

3) Capital One 360 Checking:

Capital One is one of the best offers in the market. Compared to the other accounts, it has some of the best features. Benefits include;

• No overdraft or monthly fees

• Good accessibility (in-store access)

• Good user experience

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